Insurance Coverage and Cost

Although weight loss is important for your health, your insurance provider may not pay for bariatric surgery. Contact your insurance provider to see if it provides coverage for weight loss surgery or bariatric surgery if considered medical necessary. Insurance providers typically do not pay for dietary counseling.

If your insurance provider covers bariatric surgery, you will still be responsible for co-pays, deductibles, and co-insurance. Most insurance carriers have rigorous requirements that you must meet before you receive approval for bariatric surgery. This may include, but is not limited to, six months or more of physician-supervised dieting, a three- to five-year history of being morbidly obese, extensive records, a dietician assessment, monthly visits with a dietician, psychological clearance, medical testing, etc. Each carrier and each policy have different requirements. Please be patient as we work with you and your insurance provider to obtain approval.

You also have the option of avoiding all of the extra requirements to get bariatric surgery by going the self-pay route.

Self-Pay

For those that do not have insurance coverage for weight loss or bariatric surgery, below is the self-pay pricing.

Fees from Dennis L. Fernandez, M.D., P.C.
Surgery: $3,000.00*
Initial office-consultation: $ 175.00
Follow-up appointments: $ 65.00**
Co-surgeon: $ 750.00

Fees from Crestwood Medical Center
Surgery: $6,000.00***
Anesthesia: $ 800.00 if paid in advance or $2,400.00 if not paid in advance
Physynergy contact: Betty, 256-469-7895, Option #2

Fee from Pathology Associates
Pathology: $ 172.00 to $277.00

*Does not include fee for initial consultation and fee for follow-up appointments outside of the 90-day global period.

**Follow-up appointments within 90 days from the date of the surgery are covered in the surgery fee.
***Must be paid 48-hours in advance. Call pre-registration at 256-429-4878 and ask for Donna.

Financing

Financing is offered through Prosper Healthcare Lending, the premier financing company in the healthcare industry. With over $5 Billion borrowed and over 250,000 people empowered, this is a name and a program you can trust.

Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending:

  • Immediate decisions without affecting your credit!
  • Longer terms for lower monthly payments
  • No collateral required
  • No prepayment penalties
  • Fast & easy loan inquiry process
  • 100% Confidential